Healthy, Wealthy, & Wise Retirement Newsletter

"Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.” -Henry Ford

March 20, 2021

Healthy, Wealthy, and Wise TAXES: REAR-VIEW vs. WINDSHIELD Bill, a CPA, and Marj, a retired nurse, decided this year to deviate from their normal vacation each year to the Black Hills in South Dakota, and instead head south to Nashville, Tennessee.  With Marj driving and Bill sitting passenger with his trusty atlas, they figured they’d…

March 6, 2021

Healthy, Wealthy, and Wise DO I NEED A FINANCIAL ADVISOR? Ernie and Sharon were filled with excitement, on their way to a 5-star resort.  Married for over 40 years, they rarely spent up for anything beyond what was “necessary.”  But after a lifetime of frugal saving, they finally decided to splurge on their dream vacation…

February 20, 2021

Healthy, Wealthy, and Wise ADVISOR-RELATIONSHIP TYPES: FINDING YOUR FIT John and Carl were chatting at their local coffee shop, as they do most mornings.  They had already lamented about the weather, bragged proudly about their grandkids, and shared some local gossip.  The conversation then shifted when Carl asked how John’s appointment with his financial advisor…

February 6, 2021

Healthy, Wealthy, and Wise ARE WE STUCK IN THE 1990’S!? Cindy first met her advisor through an introduction from a friend.  She thought the advisor was nice enough and there was a local office right in town for convenience.  In fact, Cindy was living in Texas at the time and thought she may eventually move…

January 23, 2021

Healthy, Wealthy, and Wise ANNUITIES- THE GOOD, THE BAD, THE UGLY “What do you think about annuities?”  This is one of the most common questions retirees ask.  In a future article, we will discuss the different types of annuities, giving you a better idea which, if any, could be a good fit for your own…

January 9, 2021

Healthy, Wealthy, and Wise WHAT I LEARNED FROM 67,161 PUSHUPS To say that 2020 was a year filled with challenges would a massive understatement!  Everyone had to come to terms with a “new normal” way of life.  For most, this meant masks and social distancing; perhaps learning how to use Zoom, Facetime, or other communication…

December 12, 2020

Healthy, Wealthy, and Wise CREATING A BIBLICAL-BASED RETIREMENT PLAN Money, politics, sex, and religion…we’ve already covered two of these taboo topics and one we’ll leave alone, so let’s dive into religion and how you can create a biblically focused retirement plan. Have you ever wondered how your faith and your retirement intersect?  With a review…

December 26, 2020

Healthy, Wealthy, and Wise HOW TO LIVE A HEALTHIER YOU! It has been a longtime vision of mine to create an investment firm with the best financial planning for retirees in the state of Iowa.  That’s a bold mission, and only our clients can say if we have reached it, but we are always striving…

November 28, 2020

Healthy, Wealthy, and Wise HARVESTING TAX GAINS OR LOSSES FOR YEAR END If you’re anything like me and you grew up around Iowa, the word “harvest” had everything to do with getting corn out of the fields and nothing to do with tax planning.  Many retirees overlook tax-harvesting opportunities, but the good news is it’s…

November 14, 2020

Healthy, Wealthy, and Wise WHAT’S THE DEAL WITH MEDICARE ADVANTAGE PLANS? If it’s good enough for Joe Namath is it good enough for you?  The answer, a resounding…maybe.  If you haven’t seen the commercial, famous football quarterback for the New York Jets in the 60’s and 70’s, Joe Namath, touts the benefits of switching from…

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